Adding New Holiday Jewelry to Your Insurance Policy: A Must-Do for Peace of Mind
The holiday season is a time for joy, surprises, and sparkling treasures. If you’ve unwrapped a dazzling piece of jewelry this year, it’s essential to make sure it’s properly insured. From a designer bracelet to a sparkling engagement ring or Grandma’s cherished vintage brooch, adding these precious gifts to your insurance policy ensures your holiday cheer stays bright and worry-free.
Holiday Tips to Protect Your Jewelry Even with insurance, proper care and storage are key to preserving your valuable pieces. Follow these festive tips to keep your treasures safe:
1. Store Securely
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Avoid hiding your jewelry in the bottom of a holiday stocking or a lightweight safe that can be easily taken. Instead, choose a heavy, bolted safe installed in a discreet area of your home.
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Protect your items by keeping them in sturdy boxes or pouches to prevent scratches and damage.
2. Take Precautions When Traveling
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If your holiday celebrations take you away from home, carefully evaluate the security of your hotel’s room safe. If it seems unreliable, ask hotel staff to store valuables in the master safe.
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For ultimate peace of mind, leave irreplaceable or sentimental pieces at home when traveling.
3. Update Appraisals
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Have your jewelry appraised every 3-5 years to ensure it’s accurately covered at its current value.
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Maintain proper documentation, including photos, receipts, and certificates of authenticity, for easy reference.
4. Reevaluate Your Policy
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Make it an annual tradition, like decorating the tree or baking cookies, to take inventory of your jewelry collection.
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Schedule a review with your insurance agent to confirm your coverage is up to date and comprehensive.
Enjoy Your Jewelry with Confidence
Jewelry is meant to be worn and enjoyed. By insuring your holiday gifts and following these tips, you can sparkle with confidence, knowing your treasures are protected. Contact us HERE to explore the best options for safeguarding your precious pieces and holiday gems!
This content is for informational purposes only and not for the purpose of providing professional, financial, medical or legal advice. You should contact your licensed professional to obtain advice with respect to any particular issue or problem.
