WE KNOW THE DIFFERENCE.
We know the difference between Philanthropic Estate Planning and a London Philharmonic Concert LP.
And we know the difference between an insurance specially crafted for the affluent homeowner and those with a lot to protect vs. ordinary home, auto, and business insurances that simply have "add-ons."
Gibson Insurance Agency specializes in insurance for those with A LOT to protect. Our agents are experts in understanding your needs and talking your language. Those differences make all the difference in the world:
We know clients like you have the most complex financial needs. So we know how to cater more sophisticated and innovative products with underwriting expertise at all client ages and in large face amounts.
We know that assets under management can enhance the overall estate plan when combined with the right type of life insurance. Our recommended coverages are chosen to play the most effective role in that wealth management planning.
We know that the costs of long term care can impact the more affluent because it affects the estate. We look at ways an LTC policy can allay those sizeable costs while minimizing transfer taxes.
We know you have special needs to mitigate estate taxes. We consider tools such as an irrevocable life insurance trust for both existing and new life insurance policies.
Whether a couple daily drivers or a fleet of Ferraris; a multi-million dollar estate or a modest lake house; a single engagement ring or a rare collection of fine arts; let our Private Risk Services division fashion coverage customized for you. We even know how to save money by giving you only what will work best
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A wide range of property and liability insurance solutions for those with a lot to protect.
Coverage available for:
- Homes valued at $1 million and higher
- Secondary, Seasonal and Vacation Homes
- Luxury Autos
- Fine Jewelry
- Fine Arts
- Wine Collections
- Personal Umbrella and Excess Liability up to $50 million and above
- and More!
Meticulous attention to detail
World renowned, high-touch claim service
Coverage available worldwide
Complimentary Home Appraisals
- Appraisers, Claim Adjusters, and Underwriters with backgrounds ranging from interior design and historic home preservation to architecture and fine arts.
Auto Insurance Benefits:
- Worldwide Liability Coverage on Auto
- Agreed Value on Autos
- Special Coverage: Vehicles are repaired with OEM parts, not aftermarket
- Make repairs at the shop of your choice.
Extensive and Cutting-Edge Endorsements available to provide coverage beyond the normal scope of an insurance policy
- We even specialize in coverage for your Wine Collections!
. Our Private Risk Services experts will give your unique lifestyle and lavish achievements the attention and intricate thinking it truly rates.