PL Gibson


WE KNOW THE DIFFERENCE.

We know the difference between a Fat Boy® and a Big Wheel®.

And we know the difference between an insurance specially crafted for your motorcycle protection vs. ordinary insurance that simply has an "add-on."

Gibson Insurance Agency specializes in Motorcycle Insurance. Our agents are experts in understanding your needs and talking your language. Those differences make all the difference in the world:

  • We know that the bike or chopper you choose reflects your personality as much as your car and that you put a lot into its care. So you want to pay only what's necessary based on your actual circumstances - not simply some generic.

  • We know that your automobile driving record (including car accidents) does count when getting motorcycle insurance. We'll work with you - whether recommending DMV or motorcycle classes - or customizing your coverage based on that extra risk.

  • We know that everyone doesn't use their motorcycles in the same way. If you live in a rural area that limits you to seasonal use, you shouldn't pay the same as someone who has a more standardized mileage situation.

  • We know that an older, first time buyer will often pay more for a policy. We help mitigate extra potential costs based on your background and intended use (e.g., leisure or passive vs. passion or adventurer).

Sportbike for thrills or scooter to save gas cost on your work commute; weekend rider or MC member; highways or out-of-the-way; let us help you fashion motorcycle coverage customized for you. We even know how to save you money by giving you only what you need.

  • Discounts!!!

  • Motorcycle insurance sold by motorcycle enthusiasts

  • Coverage available for ALL motorcycles
    - Traditional and Standard
    - Cruisers
    - Touring and Sport Touring
    - Sport Bike
    - Dual Purpose
    - Dirt Bikes 
    - Trikes
    - Custom Choppers
    - Classic/Antique Motorcycles
    - Scooter
    - Moped
    - ATV 
    - Utility Vehicles
    - Golfcart 

  • Customization Coverage

  • SPECIAL COVERAGE: Passenger Liability Coverage
    - This coverage provides protection in the event a passenger is injured on a motorcycle, which is usually excluded from most policies.

  • Travel Loss Reimbursement
    - Trip Interruption: Provides meals, lodging, and transportation when a covered loss occurs more than 100 miles from residence.
    - Tow Coverage

  • Safety Apparel Coverage
    - Covers approved clothing, helmet, and other safety items. Helmets are usually not subject to a deductible.

  • Transport Trailer Coverage

  • Loss Settlement Options
    - Actual Cash Value Coverage (Standard) 
        < Physical damage is covered based upon the book value of the motorcycle.
    - Agreed Value Coverage 
        < Physical damage is covered based upon the book value of the motorcycle. 
        < Not available on all bikes. 
        < Physical damage is covered based upon the book value of the motorcycle.
    - Replacement Cost Coverage 
        < If motorcycle is totaled, we will replace it with a brand new motorcycle with no deduction for depreciation. 
        < Not available on all bikes.

  • SPECIAL COVERAGE: 12-month coverage with no mandatory lay-up period

Get a FREE quote now. Our Motorcycle experts will treat you like one of the club.
 
    © 2017 Thompson Insurance Group, LLC