PL Gibson


We know the difference between Philanthropic Estate Planning and a London Philharmonic Concert LP.

And we know the difference between an insurance specially crafted for your large and affluent estate protection vs. ordinary life and business insurances that simply have "add-ons."

Gibson Insurance Agency specializes in Large & Affluent Estate Insurance. Our agents are experts in understanding your needs and talking your language. Those differences make all the difference in the world:

  • We know clients like you have the most complex financial needs. So we know how to cater more sophisticated and innovative products with underwriting expertise at all client ages and in large face amounts.

  • We know that assets under management can enhance the overall estate plan when combined with the right type of life insurance. Our recommended coverages are chosen to play the most effective role in that wealth management planning.

  • We know that the costs of long term care can impact the more affluent because it affects the estate. We look at ways an LTC policy can allay those sizeable costs while minimizing transfer taxes.

  • We know you have special needs to mitigate estate taxes. We consider tools such as an irrevocable life insurance trust for both existing and new life insurance policies.

Whether the accumulation and growth stage or the distribution and transfer phase; deciding on charitable giving or maximizing distributable wealth; business succession or philanthropy;
let us help you fashion large and affluent estate coverage customized for you. We even know how to save your estate money by giving you only what will work best for you.

  • A wide range of property and liability insurance solutions for those with a lot to protect.

  • Coverage available for:
    - High-Valued Homes
    - Luxury Autos
    - Jewelry
    - Fine Arts
    - Yachts
    - and More

  • Meticulous attention to detail, appropriate to large and important holdings.

  • World renowned, high-touch claim service.

  • Coverage available worldwide.

  • Unparalleled coverage.

  • Risk Management

  • Complimentary Home Appraisals

  • Specialized Experience:
    - Appraisers, Claim Adjusters, and Underwriters with backgrounds ranging from interior design and historic home preservation to architecture and fine arts.

  • Auto Insurance Benefits:
    - Worldwide Liability Coverage on Auto
    - Agreed Value on Autos
    - Special Coverage: Vehicles are repaired with OEM parts, not aftermarket
    - Make repairs at the shop of your choice.

  • Extensive and Cutting-Edge Endorsements available to provide coverage beyond the normal scope of an insurance policy.

  • Special Coverage:
    - We even specialize in coverage for your Wine Collections!

Get a FREE quote now. Our Large & Affluent Estate experts will give your estate the attention and intricate thinking it truly rates.


    © 2019 Thompson Insurance Group, LLC