PL Gibson


WE KNOW THE DIFFERENCE.

We know the difference between an Electra Glide® and a Big Wheel®.

And we know the difference between an insurance specially crafted for your motorcycle protection vs. ordinary insurance that simply has an "add-on."

Gibson Insurance Agency specializes in Motorcycle Insurance. Our agents are experts in understanding your needs and talking your language. Those differences make all the difference in the world:

  • We know that the bike or chopper you choose reflects your personality as much as your car and that you put a lot into its care. So you want to pay only what's necessary based on your actual circumstances - not simply some generic.

  • We know that your automobile driving record (including car accidents) does count when getting motorcycle insurance. We'll work with you - whether recommending DMV or motorcycle classes - or customizing your coverage based on that extra risk.

  • We know that everyone doesn't use their motorcycles in the same way. If you live in a rural area that limits you to seasonal use, you shouldn't pay the same as someone who has a more standardized mileage situation.

Our way of working is different than the ordinary. Sportbike for thrills or scooter to save gas cost on your work commute; weekend rider or HOG member; highways or out-of-the-way; let us help you fashion motorcycle coverage customized for you. We even know how to save you money by giving you only what you need.

  • Unmatched number of DISCOUNTS available!!

  • Motorcycle insurance sold by motorcycle enthusiasts

  • Coverage available for ALL motorcycles
    - Traditional and Standard
    - Cruisers
    - Trikes
    - Custom Choppers
    - Classic/Antique Motorcycles
    - ATV
    - Moped
    - Touring and Sport Touring
    - Dual Purpose
    - Scooter
    - Sport Bike
    - Golfcart
    - Utility Vehicles
    - Dirt Bikes

  • Customization Coverage

  • Passenger Liability Coverage
    - This coverage provides protection in the event a passenger is injured on a motorcycle, which is usually excluded from most policies.

  • Travel Loss Reimbursement
    - Trip Interruption: Provides meals, lodging, and transportation when a covered loss occurs more than 100 miles from residence.
    - Tow Coverage

  • Safety Apparel Coverage
    - Covers approved clothing, helmet, and other safety items. Helmets are usually not subject to a deductible.

  • Transport Trailer Coverage

  • Loss Settlement Options
    - Actual Cash Value Coverage (Standard) 
    < Physical damage is covered based upon the book value of the motorcycle.
    - Agreed Value Coverage 
    < Physical damage is covered based upon the book value of the motorcycle. 
    < Not available on all bikes. 
    - Replacement Cost Coverage 
    < If motorcycle is totaled, we will replace it with a brand new motorcycle with no deduction for depreciation. 
    < Not available on all bikes.

  • 12-month coverage with no mandatory lay-up period

Get a FREE quote now. Our Motorcycle experts will treat you like one of the club.
 
    © 2017 Thompson Insurance Group, LLC